Buying crypto made easy with the Pay It Now app
People buy groceries dozens of times a year. They don’t want complex instructions, unfamiliar jargon, or multi-page forms. The barrier for most mainstream users isn’t the idea of crypto; it’s the process.
What Pay It Now actually offers
Buy crypto instantly from within the PIN Network App, which supports instant NZ payment rails like Poli Pay (in NZ) and bank transfer (AU) to buy a range of tokens. That means settlement into your PIN Wallet is fast so you don’t miss market moves.
Multi-currency wallet: Hold NZD, AUD, USD and multiple cryptos in one app, and switch between spending and saving seamlessly.
Spend crypto in the real world: prepaid card options (Visa/Mastercard) and SHOP menu for gift cards let users spend crypto at merchants without merchant-side conversion headaches.
Built for merchants & businesses: Pay It Now provides merchant onboarding so businesses can accept crypto payments directly.
These features answer the everyday user’s needs: buy quickly, keep custody where you want, and spend like you already do with cards.
How the onboarding & buy flow works:
Download the PIN Network App from the App Store or Google Play.
Create your account - basic ID verification (KYC) to meet regulatory requirements.
Link an NZ payment method (Poli Pay) or an AU bank transfer.
Choose from 40+ cryptocurrencies, enter an NZD/AUD amount, and confirm, funds arrive in your PIN Wallet.
Use SHOP to buy gift cards, top up a prepaid card, or spend at a merchant accepting PIN.
Compliance and safety:
Compliance isn’t a checkbox; it’s the reason mainstream finance flows. For Pay It Now, compliance shows up as:
Identity verification during onboarding to meet NZ and AU AML/KYC rules.
Clear risk and investment disclaimers in the app and website (users are reminded that crypto has risk).
Why this matters: when a service combines fast rails with proper controls, it becomes usable by banks, merchants, and everyday customers. That’s the critical path to mainstream adoption.
Real spending: cards, gift cards, and merchant acceptance:
Pay It Now’s ecosystem isn’t just about buying tokens and storing them: it’s about spending them. The platform integrates options like prepaid Visa/Mastercard and a SHOP menu for gift cards, enabling immediate, real-world utility for crypto balances. This is what turns crypto from an experiment into a daily tool.
If you run a business, Pay It Now lets merchants accept crypto payments through a clear application and setup process, so you can tap into crypto customers without heavy integration work.
Important: Investing in cryptocurrencies carries inherent risks, and there are no guarantees of returns. It is crucial to exercise caution and conduct thorough research before making any investment decisions. Please be aware that the information provided here is for educational and informational purposes only and should not be considered as financial or investment advice.
