The PIN Ecosystem

The PIN Ecosystem

Smartphone on wooden table displaying login screen for 'Pay it Now' app with login fields for username and password, and a blue login button.

The PIN Network

Our Layer 2 blockchain network was built with a clear purpose: to provide the services and features that many blockchain companies overlook or simply lack the expertise to deliver. Since 2021 We’ve introduced groundbreaking solutions, including New Zealand’s first AML-compliant blockchain digital payment system, an all-in-one digital wallet, a blockchain-based data storage platform, and a unique way to shop using crypto assets.

Digital image of a 3D cube with the word 'Blockchain' in glowing blue letters, composed of numerous smaller black and blue squares, with a blue grid of squares on the background.
Person holding a smartphone with a digital wallet app open, showing various restaurant gift cards, in a shopping mall, while another person holds shopping bags in the background.

Blockchain Data Solutions

Crypto Shopping Platform

Blockchain innovation, crafted in-house

At Pay It Now, every innovation is crafted in-house - from our proprietary Layer 2 blockchain solution to our all-in-one P2P digital wallet. By building everything from the ground up without relying on third-party providers, we maintain full control over our technology and ensure that our products and services align perfectly with our vision

This approach enables our skilled development team to tailor products, respond swiftly, and refine every aspect of our network. The outcome? Custom solutions crafted to provide maximum value and reliability for both our customers and partners.

The PIN Network App

Digital Payments

Person using a smartphone to complete a contactless payment at a checkout counter with a card reader.
Person wearing blue jeans and a black top with a brown woven belt has a smartphone in their front pocket displaying a login screen for a payment app.
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The PIN Network

Sustainability

At Pay It Now, we are dedicated to being environmentally conscious and eco-friendly. Our network utilizes Polygons Proof of Stake (PoS) consensus mechanism to validate all transactions with energy usage measuring at only 0.002TWh. This is a significantly more sustainable and energy-efficient alternative to Proof of Work (PoW), which is commonly employed by networks such as 'Bitcoin’.

Our layer 2 eliminates the need for computationally intensive mining, using 99.99% less total energy consumed by the Bitcoin network and significantly less than the entire banking sector. By using our network and payment system, you can embrace a more energy-efficient approach to cryptocurrency usage

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4981 TWh

Traditional Banking Sector

Annual Energy Consumption

Sunset over power lines with a Bitcoin symbol in the sky.

120 TWh

Bitcoin Network

Annual Energy Consumption

Terawatt energy usage data from report published by Michel Khazzaka (papers.ssrn.com)

Blockchain innovation, crafted in-house

At Pay It Now, every innovation is crafted in-house - from our proprietary Layer 2 blockchain solution to our all-in-one P2P digital wallet. By building everything from the ground up without relying on third-party providers, we maintain full control over our technology and ensure that our products and services align perfectly with our vision

This approach enables our skilled development team to tailor products, respond swiftly, and refine every aspect of our network. The outcome? Custom solutions crafted to provide maximum value and reliability for both our customers and partners.

Smartphone displaying a login screen for the PJ Pay it Now app, placed on a wooden desk next to a laptop keyboard.

The PIN Network

Our Layer 2 blockchain network was built with a clear purpose: to provide the services and features that many blockchain companies overlook or simply lack the expertise to deliver. Since 2021 We’ve introduced groundbreaking solutions, including New Zealand’s first AML-compliant blockchain digital payment system, an all-in-one digital wallet, a blockchain-based data storage platform, and a unique way to shop using crypto assets.

Person inserting a smartphone with a payment app into their front jean pocket.

The PIN Network App

Person using a smartphone to make a contactless payment at a card reader on a table.

Digital Payments

A digital 3D representation of a blockchain concept featuring a floating cube with the word 'BLOCKCHAIN' illuminated in blue, surrounded by smaller blue and black cubes, against a dark background with a grid of squares.

Blockchain Data Solutions

Person holding a smartphone showing a mobile payment app, with shopping bags in the background.

Crypto Shopping Platform

Close-up of a person's hands holding a small pile of soil with a sprouting green plant.

The PIN Network

Sustainability

At Pay It Now, we are dedicated to being environmentally conscious and eco-friendly. Our network utilizes Polygons Proof of Stake (PoS) consensus mechanism to validate all transactions with energy usage measuring at only 0.002TWh. This is a significantly more sustainable and energy-efficient alternative to Proof of Work (PoW), which is commonly employed by networks such as 'Bitcoin’.

Close-up of a modern office building with a sign that reads 'BANK' on the exterior.

Traditional Banking Sector

Annual Energy Consumption

4981 TWh

Silhouette of power lines with a large Bitcoin symbol in the background at sunset.

Bitcoin Network

Annual Energy Consumption

120 TWh

Terawatt energy usage data from report published by Michel Khazzaka (papers.ssrn.com)

Our layer 2 eliminates the need for computationally intensive mining, using 99.99% less total energy consumed by the Bitcoin network and significantly less than the entire banking sector. By using our network and payment system, you can embrace a more energy-efficient approach to cryptocurrency usage

A digital graphic featuring a circuit board pattern with glowing blue lines and dots, and a central circular logo with the letters 'RN' on a dark background.

PIN Token

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Availability: Exclusively via the PIN Network App
Token Launch Date: December 2021

Now backed by BTC:

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Bitcoin logo with orange circle and white B symbol, and the word 'bitcoin' in gray lowercase letters.

IMPORTANT UPDATE: Recent changes to PIN Token. Read the full update here

PIN Token is the native currency of the PIN Network and the official token of Pay It Now, launched in December 2021. Initially deployed on the BSC chain and later migrated to Polygon in 2022, PIN is now backed by BTC and available exclusively within the PIN Network App. As the settlement currency of the PIN Network, PIN underpins all core ecosystem activity, including payments, staking, trading, rewards, and network participation.

PIN tokens are used within the PIN Network to facilitate payments and access network features. They may be exchanged for other supported currencies within the network, subject to availability. PIN operates as a smart contract based digital token and functions in line with standard token mechanics.

Increase your earnings by holding PIN (Staking Platform)

Blue digital illustration of a stack of coins with a Bitcoin symbol on a coin in the foreground.

When a fiat-to-crypto trade occurs anywhere on the PIN Network, A portion of the fee is rewarded to stakers. Holding PIN on our staking platform will make you eligible to earn a larger portion of these reflections (Based on amount staked) The more PIN you own and stake, the more you can earn. Visit our staking platform

Important: Investing in cryptocurrencies carries inherent risks, and there are no guarantees of returns. it is crucial to exercise caution and conduct thorough research before making any investment decisions. Please be aware that the information provided here is for educational and informational purposes only and should not be considered as financial or investment advice.

IMPORTANT UPDATE: Recent Changes to PIN Token, Read the full update here

PIN Token

Digital illustration of a futuristic circuit board with blue glowing lines and dots, featuring a central logo with the letters 'RN' inside a circular design.

PIN Token is the native currency of the PIN Network and the official token of Pay It Now, launched in December 2021. Initially deployed on the BSC chain and later migrated to Polygon in 2022, PIN is now backed by BTC and available exclusively within the PIN Network App. As the settlement currency of the PIN Network, PIN underpins all core ecosystem activity, including payments, staking, trading, rewards, and network participation.

PIN tokens are used within the PIN Network to facilitate payments and access network features. They may be exchanged for other supported currencies within the network, subject to availability. PIN operates as a smart contract based digital token and functions in line with standard token mechanics.

Person using a smartphone with a 'Pay it Now' app open on the screen, showing login fields and a blue login button.

Increase your earnings by holding PIN (Staking Platform)

Blue graphic illustration of a bitcoin coin with the Bitcoin symbol and a stack of coins.

When a fiat-to-crypto trade occurs anywhere on the PIN Network, A portion of the fee is rewarded to stakers. Holding PIN on our staking platform will make you eligible to earn a larger portion of these reflections (Based on amount staked) The more PIN you own and stake, the more you can earn. Visit our staking platform

Availability: Exclusively via the PIN Network App
Token Launch Date: December 2021

Now backed by BTC:

Important: Investing in cryptocurrencies carries inherent risks, and there are no guarantees of returns. it is crucial to exercise caution and conduct thorough research before making any investment decisions. Please be aware that the information provided here is for educational and informational purposes only and should not be considered as financial or investment advice.

A collection of physical cryptocurrency coins, including Bitcoin, Ethereum, Ripple, and Litecoin, scattered on a dark textured surface with small black stones.
PIN Network App displaying a digital payment app with login fields, surrounded by physical gold-colored Bitcoin coins.

Listing terms and conditions apply.

List your token on the PIN Network

Looking to get your token listed on a trusted exchange? Want to offer instant utility by partnering with a platform that has fast-tracked cryptocurrency spending?

Apply now to have your token listed with us! We’re excited to offer developers the chance to showcase their tokens on our network, unlocking a host of benefits to help your project thrive. By partnering with us, you can accelerate your project's growth and leverage our platform to enhance visibility and drive adoption.

Benefits to listing with the PIN Network

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Illustration of two stacks of blue coins with black outlines.

Join a thriving network

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Global access with zero gas fees

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Customizable features

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Widespread merchant integration

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Contact us to find out more about our listing options

Addition revenue streams

NFT Hosting

List with a user-friendly platform

Gain instant Debit card access

List your token on the PIN Network

Close-up of various cryptocurrency coins, including Bitcoin, Ethereum, Ripple, Litecoin, and Dogecoin, scattered on a dark, textured surface with small black granular particles.

Looking to get your token listed on a trusted exchange? Want to offer instant utility by partnering with a platform that has fast-tracked cryptocurrency spending?

Apply now to have your token listed with us! We’re excited to offer developers the chance to showcase their tokens on our network, unlocking a host of benefits to help your project thrive. By partnering with us, you can accelerate your project's growth and leverage our platform to enhance visibility and drive adoption.

Smartphone with a 'Pay it Now' app on the screen, surrounded by gold Bitcoin coins on a blue background.

Benefits to listing with the PIN Network

Stack of blue coins
Stacked blue coins representing money or savings.
Two stacks of blue coins, one taller than the other.
Illustration of two stacks of blue coins with black outlines, representing money or currency.
Stack of blue coins on a black background.
Illustration of a stack of blue coins.
Stacked blue coins icon.
illustration of two stacks of blue coins, one taller than the other, with black outlines

Join a thriving network

Global access with zero gas fees

Customizable features

Widespread merchant integration

Addition revenue streams

NFT Hosting

List with a user-friendly platform

Gain instant Debit card access

Contact us to find out more about our listing options

Listing terms and conditions apply.

A smiling man with glasses using a smartphone with digital icons and graphics of light bulbs, a briefcase, and a globe floating around him, suggesting technology or innovation.

White Label Solutions

Unlock your blockchain project’s potential with Pay It Now’s white-label program. Utilize the powerful capabilities of the PIN Network to accelerate your market entry and expand your offerings, boosting your brand’s credibility with seamless, cutting-edge solutions - without the heavy R&D investment.

From our advanced P2P digital wallet to a custom-built layer 2 blockchain network and payment system, our white-label offerings provide reliable, high-performance solutions that are ready to deploy. If you’re seeking a trusted partner to elevate your blockchain capabilities, you’ve come to the right place.

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Blue gear icon
Solid blue square.

Partner with our expert team of experienced blockchain developers to scale your business or project

Access our unique suite of innovations, fully deployed and field-proven for reliable performance.

Let us handle the hard work while you enjoy substantial savings in time and development costs.

Two smartphones display a mobile payment app login screen, one with a blue background and the other with a gray background, both showing login fields for username and password, and options for new user registration.
Three credit cards, one with a custom design reading 'YOUR DESIGN HERE,' and two branded cards from JebitCard, with the top card displaying a #DebitCard hashtag and connected to Mastercard and Visa logos.

White Label Solutions

A smiling man with glasses looking at his phone, with colorful digital icons and graphics representing technology and connectivity overlaying the scene.

Unlock your blockchain project’s potential with Pay It Now’s white-label program. Utilize the powerful capabilities of the PIN Network to accelerate your market entry and expand your offerings, boosting your brand’s credibility with seamless, cutting-edge solutions - without the heavy R&D investment.

From our advanced P2P digital wallet to a custom-built layer 2 blockchain network and payment system, our white-label offerings provide reliable, high-performance solutions that are ready to deploy. If you’re seeking a trusted partner to elevate your blockchain capabilities, you’ve come to the right place.

Two smartphones displaying a mobile payment app login screen, one with a blue background and the other with a gray background, showcasing login fields for username and password.
Two digital debit cards, one with a custom design and a blue background, the other with a white background, both displaying the text "YOUR DESIGN HERE" and the MasterCard logo with the phrase "#DebitCard"

Partner with our expert team of experienced blockchain developers to scale your business or project

Blue gear icon

Access our unique suite of innovations, fully deployed and field-proven for reliable performance.

Blue gear icon with a black wrench positioned diagonally behind it.

Let us handle the hard work while you enjoy substantial savings in time and development costs.

A blue gear icon with a circular center and gear teeth around its edge.
A person holding a smartphone displaying a digital wallet app with cryptocurrency balances, a cup of coffee, a plate of donuts, and a potted plant on a white table.

Mobile Application

Custom innovations - Made for you

Each solution is customized to meet our specific needs and those of our users, free from the restrictions of generic templates or third-party providers. This allows us to innovate without limits, and we’re eager to share our expertise, passion, and advanced technology with you, helping you gain a competitive edge.

Is your business ready to innovate, scale up, or explore custom blockchain solutions? Reach out to the Pay It Now team

A computer screen displaying a login page for 'Pay It Now' in a well-lit office with large windows.

Web App (Wallet)

Contact us today - let's start the conversation!

Person holding a smartphone with a cryptocurrency wallet app open, displaying a balance of 0.00 NZD. The person is using their right hand to tap the screen. There is a laptop in the background showing a cryptocurrency trading or wallet platform with multiple assets, including Tether, Bitcoin, Ethereum, USDC, and the U.S. Dollar.

Crypto Buy Widget

Custom innovations - Made for you

Each solution is customized to meet our specific needs and those of our users, free from the restrictions of generic templates or third-party providers. This allows us to innovate without limits, and we’re eager to share our expertise, passion, and advanced technology with you, helping you gain a competitive edge.

Person holding a smartphone with a digital wallet app displaying various cryptocurrency assets and balances, on a table next to a white cup of black coffee, a plate with donuts, and a potted plant.

Mobile Application

Computer screen displaying a login page for PayItNow app in a modern office setup with a keyboard, mouse, paper cup, and desk organizer on a wooden desk beside a window.

Web App (Wallet)

Person holding a smartphone with a cryptocurrency wallet app open, showing a balance of 0.00 USDT, in front of a laptop displaying a cryptocurrency exchange platform with various digital currencies like Bitcoin, Ethereum, USDC, and Tether.

Crypto Buy Widget

Is your business ready to innovate, scale up, or explore custom blockchain solutions? Reach out to the Pay It Now team

Contact us today - let's start the conversation!

Innovate with Pay It Now