Download App

Buy Cyptocurrency: Quickly and easily using our exchange and various deposit methods

Speedy cash-outs: Direct from wallet to bank account making PIN the ideal off-ramp solution

Bridge on tokens: From another wallet or platform easily, in most cases you don’t need to convert

Swap assets with ease: Our cross chain in-app exchange feature is gasless, meaning you save on every swap

Mobile phone displaying a login screen for an app called "Pay it Now." with fields for username and password, a blue login button, and options to create an account or access help.
Smartphone with a speech bubble containing a Bitcoin symbol.
Blue and black illustration of a shopping cart with a Bitcoin symbol inside a circle.
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Multi-Currency spending: Spend Crypto directly from your wallet to merchant

Buy Giftcards: Using our SHOP menu you gain access to over 600 retailers

Debit card solutions: Access to prepaid Visa Prezzy cards and the new Activ Visa eGiftcard

Enhanced safety measures: Such as 2FA and password reset so you never lose access to your account

App Features - Users

Blue piggy bank with a Bitcoin coin on top.
Blue illustrated coins with a Bitcoin symbol.
Illustration of a blue wallet with a Bitcoin symbol on it, featuring dashed lines around it.
Blue icons of dollar and bitcoin symbols with arrows indicating exchange or transfer.

App Features - Users

Mobile phone screen displaying a login interface for an app called 'Pay It Now' with options for username and password entry and a 'Create Account' link.

Buy Cryptocurrency
Quickly and easily using our exchange and various deposit methods

Blue piggy bank with a Bitcoin symbol inside a circle on top.

Speedy cash-outs
Direct from wallet to bank account making PIN the ideal off-ramp solution

Blue graphic of a Bitcoin symbol and a stack of coins.

Swap assets with ease
Our cross chain in-app exchange feature is gasless, meaning you save on every swap

Blue icons showing the exchange of money and Bitcoin symbols with circular arrows indicating cryptocurrency transfer.

Bridge on tokens
From another wallet or platform easily, in most cases you don’t need to convert

Smartphone displaying a chat bubble with a Bitcoin symbol in the center.

Multi-Currency spending
Spend Crypto directly from your wallet to merchant

Illustration of a bitcoin symbol on a blue wallet with dashed lines, indicating digital currency.

Buy Giftcards
Using our SHOP menu you gain access to giftcards from over 600 retailers

Icon of a shopping cart with a stack of coins featuring a Bitcoin symbol inside.

Debit card solutions
Access to prepaid Visa Prezzy cards to the new Activ Visa eGiftcard

Blue and black Crédit Card icon with a folded paper note behind it.

Enhanced safety measures
Such as 2FA and password reset so you never lose access to your account

Blue shield with a check mark inside.

Signing up for a PIN Network App account is free, easy, and takes just a few minutes

Blue circular icon with the number one in the center, representing the number 1.

Download the PIN Network APP

Available from the IOS App and Google Play stores

Blue circular icon with the number 2 in the center.

Create your free account

Setup a username and password

Blue circular badge with the number 3 in the center, possibly part of a numbered list or graphic.

Verify your details

For AML purposes we’ll need to grab a few extra details

Blue circle with silver number 4 in the center.

You’re ready to go!

Congrats! Now you’re ready to make your first deposit

View our Apps full Terms and Conditions

A person holding a smartphone displaying a cryptocurrency wallet app with options like transfer, send, receive, and multiple listed assets. On the table are a plate with two donuts and a pink-striped pastry, a cup of coffee, a laptop, and a potted plant.

Signing up for a PIN Network App account is free, easy, and takes just a few minutes

Blue circular badge with a large white number one in the center.

Download the PIN Network APP

Available from the IOS App and Google Play stores

Blue circular icon with the number 2 in the center.

Create your free account

Setup a username and password

Blue circular icon with the number 3 in the center.

Verify your details

For AML purposes we’ll need to grab a few extra details

Blue circular badge with the number 4 in the center.

You’re ready to go!

Congrats! Now you’re ready to make your first deposit

Person holding a smartphone displaying a cryptocurrency wallet app titled 'Pay It Now,' with a coffee cup, a plate of donuts, and a potted plant on a table.

View our Apps full Terms and Conditions

Smartphone on grass screen showing a payment app login page, nearby three small pots with sprouting plants.
A digital screen displaying a volatile stock or cryptocurrency chart with a large gold coin with a Bitcoin symbol placed on it, representing cryptocurrency trading.

  • Withdrawal times can vary depending on your bank, as some process deposits faster than others

  • For large orders, we may request additional information such as proof of funds

Sell Crypto - Quick and easy bank cashouts

We are locally banked

With local banking partnerships in New Zealand and Australia, Pay It Now provides fast and efficient cash-outs directly to your registered bank account. Plus, our low fees make the PIN Network one of the most affordable and convenient ways to turn cryptocurrency into cash

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Blue circular badge with a white check mark in the center, indicating verification or approval.
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Have funds deposited into your local bank account in as little as 30 minutes*

With our quick and easy deposit feature, you can effortlessly bring in assets from any external wallet or platform and take full advantage of our off-ramp solution

Cash out any supported currency – withdraw the full amount at once or choose smaller withdrawals to your registered bank account. The choice is yours

Take our withdrawal feature for a test drive and see for yourself!

Sell Crypto - Quick and easy bank cashouts

We are locally banked

Smartphone displaying a digital payment app on a grassy surface next to two small potted plants with sprouting leaves.

With local banking partnerships in New Zealand and Australia, Pay It Now provides fast and efficient cash-outs directly to your registered bank account. Plus, our low fees make the PIN Network one of the most affordable and convenient ways to turn cryptocurrency into cash

Have funds deposited into your local bank account in as little as 30 minutes*

A blue badge with a white check mark inside a circle, representing certification or approval.

With our quick and easy deposit feature, you can effortlessly bring in assets from any external wallet or platform and take full advantage of our off-ramp solution

Blue badge with a white checkmark inside a circle, indicating verification or approval.

Cash out any supported currency – withdraw the full amount at once or choose smaller withdrawals to your registered bank account. The choice is yours

Blue badge with white checkmark symbol indicating verification or approval.
A physical Bitcoin coin placed on a screen displaying cryptocurrency price charts with red and green variations.

Take our withdrawal feature for a test drive and see for yourself!

  • Withdrawal times can vary depending on your bank, as some process deposits faster than others

  • For large orders, we may request additional information such as proof of funds

Two smartphones displaying cryptocurrency wallet apps with various crypto logos, including Bitcoin, Ethereum, Dogecoin, and others, floating around.

  • Stripe Link is available exclusively through the web app.

  • Fees may vary depending on the payment provider. To see the full list of fees, visit: Our Fees.

A pink piggy bank surrounded by gold and silver Bitcoin coins on a black background.
Person holding a gold Bitcoin coin over a miniature shopping cart filled with other coins.
Four wooden blocks spelling 'FEES' on a black textured surface.

OTC Trading Desk

Personalized Crypto Trading at Scale

Experience safe, secure, and hassle-free crypto trading with Pay It Now. We specialize in large transfers, purchases, and cashouts, understanding the importance of accuracy, security, and securing the best rates.

When you choose Pay It Now, you're partnering with a team of experts who develop their own technology. Our dedicated New Zealand-based team provides tailored, concierge-level service, ensuring you stay in control and are kept informed at every step

For OTC trades contact the team at Pay It Now

Contact Us

Buy Crypto - Flexible top up options

The simple way to buy Crypto

We believe buying Crypto should be as easy as buying milk from the supermarket. With our fast processing and competitive rates, you get more crypto for less - delivered quickly to your PIN Wallet so you never miss a dip.

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A blue checkmark inside a blue square box with a black background.
A blue check mark inside a square, signifying completion or approval.

Instantly buy digital currency or choose from 50+ cryptocurrencies using Poli Pay in New Zealand or bank transfer in Australia

Select from a variety of simple payment methods, including bank transfer, third-party banking apps like Poli Pay or our debit card provider, Stripe.

Buy crypto effortlessly within the app, lock in your price, and then easily withdraw to an external wallet or platform, or simply hold it within the PIN Network App

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Logo of a bank transfer service, featuring a stylized blue bank building with three columns and a triangular roof, alongside the words 'Bank Transfer' in bold, blue font.
The word 'stripe' in large blue letters.

No Trading Fees. No Forex Fees. Just Fair Pricing.

At Pay It Now, we don’t add trading, service, or forex fees when you buy or sell. The only cost you’ll ever see is a small spread.

Getting a fair deal shouldn’t be too much to ask. For too long, Kiwis and Aussies have paid more than they should, relying on international exchanges that charge a premium. We’re here to change that and make crypto truly affordable for everyone.

Full Pricing and Fee Details

A stick figure climbing a steep incline on a mountain.
Our Fees
The image shows the logo of Linktree, which features a green circle with a black leaf-like symbol inside, followed by the word 'link' in black text.
Various cryptocurrency coins, a laptop keyboard, and a dark surface.

OTC Service is available for orders over $100,000 NZD

Buy Crypto - Flexible top up options

The simple way to buy Crypto

Two smartphones displaying cryptocurrency and digital payment app screens, surrounded by various cryptocurrency logos including Dogecoin, Bitcoin, Ethereum, Solana, Cardano, and TRON.

We believe buying Crypto should be as easy as buying milk from the supermarket. With our fast processing and competitive rates, you get more crypto for less - delivered quickly to your PIN Wallet so you never miss a dip.

Instantly buy digital currency or choose from 50+ cryptocurrencies using Poli Pay in New Zealand or bank transfer in Australia

Blue checkmark inside a blue square with a black background.

Select from a variety of simple payment methods, including bank transfer, third-party banking apps like Poli Pay or our debit card provider, Stripe.

Blue check mark inside a blue square, symbolizing completion or approval.

Buy crypto effortlessly within the app, lock in your price, and then easily withdraw to an external wallet or platform, or simply hold it within the PIN Network App

A blue check mark inside a blue square with an outline, symbolizing completion or verification.
A black and white drawing of a person walking a dog.
Circular arrow graphic with the words "Repeat" and "Refresh" surrounding a blue circular arrow symbol.
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Windcave logo, red circular icon with concentric lines, and the word 'Windcave' in red text.

  • Stripe Link is available exclusively through the web app.

  • Fees may vary depending on the payment provider. To see the full list of fees, visit: Our Fees.

No Trading Fees. No Forex Fees. Just Fair Pricing.

Pink piggy bank surrounded by Bitcoin coins on a black background.
Person holding a gold Bitcoin coin above a miniature shopping cart filled with other cryptocurrency coins.
Four wooden letter blocks spelling 'FEES' on a black textured surface.

At Pay It Now, we don’t add trading, service, or forex fees when you buy or sell. The only cost you’ll ever see is a small spread.

Getting a fair deal shouldn’t be too much to ask. For too long, Kiwis and Aussies have paid more than they should, relying on international exchanges that charge a premium. We’re here to change that and make crypto truly affordable for everyone.

Full Pricing and Fee Details

Our Fees

OTC Trading Desk

Various cryptocurrency coins near a black keyboard on a black surface.

Personalized Crypto Trading at Scale

Experience safe, secure, and hassle-free crypto trading with Pay It Now. We specialize in large transfers, purchases, and cashouts, understanding the importance of accuracy, security, and securing the best rates.

When you choose Pay It Now, you're partnering with a team of experts who develop their own technology. Our dedicated New Zealand-based team provides tailored, concierge-level service, ensuring you stay in control and are kept informed at every step

For OTC trades contact the team at Pay It Now

Contact Us

OTC Service is available for orders over $100,000 NZD

Supported currencies available on the PIN Network

A digital illustration of Earth at night with illuminated cities and glowing lines representing global connections and data flow.
Bitcoin logo with an orange background and a white stylized 'B' with two vertical lines

BTC

Stylized logo with three horizontal, gradient-colored bars on a black background.

SOLANA

Red circular logo with a white stylized mountain or peak symbol.
Shiba Inu dog cartoon with surprised expression and red question marks above its head, set against a yellow background.
Pink geometric abstract pattern with interconnected shapes

AVAX

BONK

POLKADOT

Ethereum logo, a stylized geometric shape with a diamond-like appearance, inside a gray circle.

ETH

Logo with two interlocked hexagons on a purple gradient background.

POL

Logo featuring a stylized lion's face within a hexagon, with a dark blue background.
Blue hexagon outline with a cutout center
Black and white logo with a circle intersected by two diagonal lines, and a stylized shield shape.

CRO

CHAINLINK

STELLAR

Telehealth or remote healthcare icon with a T and a connecting circle on a green background.

USDT

Water droplet icon on a blue circular background

SUI

Silhouette of a ferret or similar small mammal on a yellow circular background
Blue circle with a white currency symbol in the center.
Colorful abstract logo with overlapping shapes and vibrant colors
An abstract geometric 3D orange and black cube with interlocking rectangular shapes.

PFT

FILECOIN

ICP

EOS

Cartoon dog wearing a Viking helmet with horns
Illustration of two pills, one capsule and one tablet, on a blue background.

FLOKI

NZDD

Binance logo with a yellow background and black geometric shapes

BSC

Logo of a white triangular geometric shape on a red circular background.

TRON - TRX

Pink circle with a white unicorn head logo.
Illustration of Pepe the Frog wearing a red cap and smirking with a hand on his chin.
Lightning bolt symbol with a gradient color from cyan to teal

UNISWAP

PEPE

RUNE

See extended List
Litecoin cryptocurrency logo with a white 'L' on a blue circular background.

LITECOIN

Blue circular icon with a white dollar sign in the center surrounded by curved lines.

USDC

Red geometric logo with a central play button inside an oval shape

RUBY

Ripple cryptocurrency logo in black and white.

XRP

Illustration of a Shiba Inu dog with a white letter D overlay

DOGE

An animated Shiba Inu dog face with a mischievous expression, white eyebrows, black eyes, and fangs, set against a red circular background.

SHIBA

Blue circular icon with white circles arranged in a pattern, representing the Cardano logo.
Cute puppy wearing a pink knitted hat with a pom-pom
Blue circle logo with white shield-shaped symbol in the center.

CARDANO

DOGWIFHAT

TON

Can't find the asset you're looking for? Contact us, and we'll consider adding it to our list. Who knows, it could be included in an upcoming update!

Logo of a stylized dragon head with a swirl design in blue and white.

QUICK

Cartoon illustration of a bunny face with a rounded head, small ears, and simple features on a blue background.

CAKE

Futuristic circular logo with the letters R and N in the center, surrounded by digital circuit-like patterns in blue and purple hues.
A white letter H on a black background.
Green stylized letter V on a black background.

PIN TOKEN

HBAR

VECHAIN

Supported currencies available on the PIN Network

An illuminated Earth from space at night, showing Europe, Africa, and parts of Asia, with glowing lights and network connections depicted as blue lines around the globe.
Bitcoin logo in orange with white Bitcoin symbol in the center.

BTC

Logo with two interconnected hexagons on a purple gradient background.

POL

SOLANA

Cartoon illustration of a cute bunny face with brown ears and a simple expression.

CAKE

Red circular background with white abstract geometric shapes.

AVAX

Logo of a lion's face inside a shield, all in white on a dark blue background.

CRO

Silhouette of a weasel or ferret on a yellow circular background with a black border.

PFT

Shiba Inu dog with an expression of surprise or shock, on a yellow background with red exclamation marks above its head.

BONK

A blue hexagon with a black hollow center on a white background.
3D geometric cube with black, orange, and yellow colors

EOS

A stylized, zigzag lightning bolt icon with a gradient color from blue to cyan.

RUNE

White downward-pointing triangle inside a white V shape on a blue circular background.

TON

The Ethereum logo, featuring a stylized, geometric diamond shape with black, gray, and white shades, set against a light gray circular background.

ETH

Litecoin cryptocurrency logo, white 'L' with a slash through it on a blue circle background.

Litecoin

USDT

Icon of a dollar sign inside a circle with radio waves radiating outward

USDC

Ripple cryptocurrency logo, a stylized white 'X' with curved lines on a black circular background.

XRP

Stylized horizontal lines with gradient colors on a black background

LINK

Illustration of a stylized dog face with a red background, orange fur, white eyebrows, black eyes, and small fangs.

SHIBA

Illustration of a Shiba Inu dog with a neutral expression, inside a circular frame with a green background.

DOGE

PIN TOKEN

Blue circular logo with a white currency symbol combining the euro and dollar signs.

FILECOIN

Cartoon image of a dog wearing a Viking helmet with orange horns

FLOKI

Dog wearing a pink knitted hat

WIF

A white triangular logo on a red circular background.

TRX

The Tether (USDT) logo, a green circle with a white T and circular design.
Binance logo with a black symbol on a yellow circular background.

BSC

A circular logo featuring a stylized dragon head in white and blue tones, with a swirl design around it.

QUICK

Blue circular icon with a white water droplet symbol.

SUI

Icon of the Cardano cryptocurrency logo, consisting of white dots arranged in a circular pattern on a blue background.

CARDANO

Pink circular background with a white unicorn head logo with a flowing mane.

UNI

Logo with a red, geometric hexagonal shape and a play button in the center inside a white oval background

RUBY

Technology-themed circular logo with the letters 'RN' in the center, surrounded by digital circuit and data patterns in blue and purple hues.
A blue circular background with a white pill icon and a bandage crossing each other.

NZDD

Six pink oval shapes arranged in a circle on a black background.

DOT

Black and white protest circle logo with a diagonal slash across it.

STELLAR

Stylized, colorful logo with a circular arrow, a plus sign, and a divided ring design.

ICP

Illustration of Pepe the Frog with a red cap, green face, and a thoughtful expression against a green background.

PEPE

A white capital letter 'H' on a black background.

HBAR

See extended list

Can't find the asset you're looking for? Contact us, and we'll consider adding it to our list. Who knows, it could be included in an upcoming update!

Currency being dropped onto a table
Close-up of stacked gold coins, a silver globe-shaped jewelry pendant featuring a world map, and a partial view of a financial chart or newspaper with a dollar bill in the background.
Australian 5 and 10 dollar bills with a pink starfish and a fountain pen on a dark surface, with a piece of graph paper.

Supported International Currencies

NZD

New Zealand Dollar (NZD)

USD

US Dollar (USD)

AUD

Australian Dollar (AUD)

SGD

Singapore Dollar (SGD)

PNGK

Papua New Guinean (Kina)

The PIN Network is more than just cryptocurrency - our wallet also supports the New Zealand Dollar (NZD), Australian Dollar (AUD), US Dollar (USD), Singapore Dollar, and Papua New Guinea Kina.

Enabling price stability, seamless international and cross-border payments, and instant real-time currency conversion - minus the hefty conversion fees.

Enjoy the benefits of blockchain technology without ever needing to handle cryptocurrency directly. Effortlessly exchange between local currencies and crypto assets at any time, or spend with ease. Our wallet is the most versatile and flexible solution for transacting with the currency of your choice.

Available now in the PIN Network App

Supported International Currencies

Coins falling onto a wooden surface against a yellow background.
Flag of Singapore with a gold coin featuring a dollar sign in the bottom right corner.

New Zealand Dollar (NZD)

US Dollar (USD)

Australian Dollar (AUD)

Flag of Papua New Guinea with a gold coin featuring the letter K in the foreground.
Australian flag with a gold coin featuring a dollar sign.
Map of New Zealand with a gold coin featuring a dollar sign in the foreground.
A globe-shaped illustration of the American flag with a gold coin featuring a dollar sign in front of it.

Papua New Guinean (Kina)

Singapore Dollar (SGD)

The PIN Network is more than just cryptocurrency - our wallet also supports the New Zealand Dollar (NZD), Australian Dollar (AUD), US Dollar (USD), Singapore Dollar, and Papua New Guinea Kina.

Enabling price stability, seamless international and cross-border payments, and instant real-time currency conversion - minus the hefty conversion fees.

Enjoy the benefits of blockchain technology without ever needing to handle cryptocurrency directly. Effortlessly exchange between local currencies and crypto assets at any time, or spend with ease. Our wallet is the most versatile and flexible solution for transacting with the currency of your choice.

Stacks of gold coins, a silver bracelet with a world map design, and a dollar bill on a financial chart.
Australian currency notes, a pink starfish, a notebook with graph paper, and a pen on a black surface.

Download the PIN Network App

If you can’t use the Play Store, download the Android app APK

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Woman holding the PIN App

*1 PIN Rewards token is worth the equivalent of $1 USD

Affiliate Program

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Are you a community leader, part of a crypto platform, or a social media influencer looking for a reliable on-and-off ramp solution? Do you need a trusted platform that enhances your brand and aligns with your audience’s needs?

Let’s connect! We can provide a tailored Affiliate Program and customized blockchain solutions designed specifically for your community or platform.

Get in touch - email us at [email protected]

Bonuses and Referrals

Refer a friend - Get rewarded

Earn rewards simply by signing up and inviting your friends and family to join the PIN Network! We love hearing your positive feedback, especially when you share your experiences online and in social media groups. With our referral and signup bonuses, you’ll earn PIN Rewards dollars to spend at any participating PIN Merchant.

Spin the Wheel - Win up to $500

A blue circular wheel or dial with four sections and a stand at the bottom.

When you perform certain transactions on the PIN Network App, you might get the chance to spin our wheel for a shot at winning up to $500 in PIN Rewards to spend!

Not feeling lucky? No problem - see below to find out how you can earn when you refer family or friends. Either way, everyone wins when they join Pay It Now!

Referral Rewards - earn $1 for each referral

Icon depicting three people with arrows indicating collaboration or teamwork.

For every friend or family member you invite to join the PIN Network, you’ll earn $1 NZD worth of PIN Rewards tokens, ready to spend immediately at participating PIN Merchants

No extra sign-up needed! Every PIN account includes a unique referral code, easily found in the ‘Settings’ menu. Share your code with friends and family, and start earning today!

Three friends looking at a smartphone together outdoors, with social media icons superimposed.
Person recording a concert on a smartphone with animated social media reaction emojis floating around, showing likes, hearts, and surprised faces.

Bonuses and Referrals

Refer a friend - Get rewarded

A smiling woman with long brown hair holding a gift box and wearing a red beanie and scarf talking to a man in a black jacket during a holiday event with Christmas lights in the background.
Smiling woman holding a smartphone displaying a payment app, with a package in her other hand.

Earn rewards simply by signing up and inviting your friends and family to join the PIN Network! We love hearing your positive feedback, especially when you share your experiences online and in social media groups. With our referral and signup bonuses, you’ll earn PIN Rewards dollars to spend at any participating PIN Merchant.

A blue circular fan with six blades inside a circular frame.

Spin the Wheel - Win up to $500

When you perform certain transactions on the PIN Network App, you might get the chance to spin our wheel for a shot at winning up to $500 in PIN Rewards to spend!

Not feeling lucky? No problem - see below to find out how you can earn when you refer family or friends. Either way, everyone wins when they join Pay It Now!

Two stylized blue icons of people with arrows indicating connection or communication

Referral Rewards - earn $1 for each referral

For every friend or family member you invite to join the PIN Network, you’ll earn $1 NZD in PIN Rewards tokens, ready to spend immediately at participating PIN Merchants

No extra sign-up needed! Every PIN account includes a unique referral code, easily found in the ‘Settings’ menu. Share your code with friends and family, and start earning today!

Each PIN Rewards Token is worth the equivalent of $1 USD

Three young adults looking at a smartphone outdoors with social media icons overlayed.

Affiliate Program

Are you a community leader, part of a crypto platform, or a social media influencer looking for a reliable on-and-off ramp solution? Do you need a trusted platform that enhances your brand and aligns with your audience’s needs?

Let’s connect! We can provide a tailored Affiliate Program and customized blockchain solutions designed specifically for your community or platform.

Icon depicting three blue user profiles connected by circles.

Get in touch - email us at [email protected]

Person holding a smartphone recording a concert with a crowd, stage lights, and reaction emojis like thumbs up, hearts, and surprised faces overlaying the image.

FAQ’s

  • You can view our full list of our fees here: PIN Fees

  • Absolutely! The PIN Network App lets you easily bridge-on assets from any external wallet, exchange or platform at any time and enjoy the benefits of our network. Simply select ‘Deposit’ and choose ‘Bridge-on’ to generate a unique deposit address

  • Yes, our off-ramp service is available to all registered PIN Network App users, allowing you to easily cash out crypto to your linked bank account - whether the crypto was purchased through PIN or elsewhere

  • As part of New Zealand and Australian AML regulations, every PIN Network App user must complete KYC (Know Your Customer). You’ll just need to verify a few personal details when signing up, it’s simple and only takes a few moments.

For more please visit our FAQ Page