
Introducing New Zealand’s first Crypto backed Mastercard®

Introducing New Zealand’s first Crypto Backed Mastercard®
Maximum daily and annual limits apply. See FAQ’s for more info
Now available in New Zealand and Australia
We've partnered with Immersve to bring you Web3 Mastercards - seamlessly integrated into the PIN Network App. Do more with your digital assets and enjoy the convenience of a reloadable prepaid debit card, powered by Immersve and secured by Mastercard’s global network.
Reload Anytime from your PIN Wallet
The Pay It Now Web3 Mastercard® is designed for convenience - use, reload, and repeat. Top up from your PIN Wallet balance and save on card issuing fees compared to single-load cards.
Top up using any supported Cryptocurrency
Choose from 40+ digital assets, including BTC, ETH, SOL, USDT, TRX, BNB, and many more - directly from your PIN Wallet. Load your card balance in-app with just a tap of a button!
See full list of available currencies
Now available in New Zealand and Australia
We've partnered with Immersve to bring you Web3 Mastercards - seamlessly integrated into the PIN Network App. Do more with your digital assets and enjoy the convenience of a reloadable prepaid debit card, powered by Immersve and secured by Mastercard’s global network.
Reload anytime from your PIN Wallet
The Pay It Now Web3 Mastercard® is designed for convenience - use, reload, and repeat. Top up from your PIN Wallet balance and save on card issuing fees compared to single-load cards.
Maximum daily and annual limits apply. See our FAQ’s for more info
Top up using any supported Cryptocurrency
Choose from 40+ digital assets, including BTC, ETH, SOL, USDT, TRX, BNB, and many more - directly from your PIN Wallet. Load your card balance in-app with just a tap of a button!
See full list of available currencies
Create multiple virtual cards
Generate additional cards on the go - personalize each with a unique name, use them as needed, and cancel them at anytime.
Manage your card directly in-app
Monitor transactions, control your balance, and cancel cards effortlessly - all within the convenience of the PIN Network App.
Withdraw funds at anytime
Seamlessly move funds from your card balance back to your wallet - reinvest or withdraw to your bank account whenever you need.
Contactless payments - Just tap and go
The Pay It Now Web3 Mastercard® is a virtual card designed for effortless digital payments. Easily add it to Google Wallet on your mobile device and enjoy the convenience of contactless transactions at any participating merchant using Google Pay.
Spend anywhere Mastercard® is accepted.
Spend globally instore on online at more than 25 Million locations worldwide
Spend anywhere Mastercard® is accepted.
Spend globally instore on online at more than 25 Million locations worldwide
Generate additional cards on the go - personalize each with a unique name, use them as needed, and cancel them at anytime.
Create multiple virtual cards
Manage your card directly in-app
Monitor transactions, control your balance, and cancel cards - all within the convenience of the PIN Network App.
Seamlessly move funds from your card balance back to your wallet - reinvest or withdraw to your bank account whenever you need.
Withdraw funds at anytime
Contactless payments - Just tap and go
The Pay It Now Web3 Mastercard® is a virtual card designed for effortless digital payments. Easily add it to Google Wallet on your mobile device and enjoy the convenience of contactless transactions at any participating merchant using Google Pay.
Introducing Apple Pay®. Your iPhone is now your wallet.
With Apple Pay, you can pay quickly and easily with your Pay It Now Web3 Mastercard® right from your iPhone or Apple Watch
Introducing Apple Pay®. Your iPhone is now your wallet.
With Apple Pay, you can pay quickly and easily with your Pay It Now Web3 Mastercard® right from your iPhone or Apple Watch
Get started: How to apply for your Web3 Mastercard®
Step 1
Tap “Cards” in the bottom menu bar to set up your Immersve card profile.
Step 2
Activate your card account to start spending. The process is quick, seamless, and requires just a few minutes for additional KYC.
Step 3
Once your account is approved, you can ‘Add Funds’ to your card and start spending!
To apply for a virtual prepaid Web3 Mastercard, you must meet our eligibility requirements outlined in the General Terms of Use, including additional KYC verification. We collect certain information to comply with AML legislation and handle all data in accordance with Immersve’s Privacy Policy.
Get started:
How to apply for your Web3 Mastercard®
Step 1
Tap “Cards” in the bottom menu bar to set up your Immersve card profile.
Activate your card account to start spending. The process is quick, seamless, and requires just a few minutes for additional KYC.
Step 2
Step 3
Once your account is approved, you can ‘Add Funds’ to your card and start spending!
To apply for a virtual prepaid Web3 Mastercard®, you must meet our eligibility requirements outlined in the General Terms of Use, including additional KYC verification. We collect certain information to comply with AML legislation and handle all data in accordance with Immersve’s Privacy Policy.

Choose the card that is right for you
Pay It Now Web3 Mastercard®
Single Load Debit Cards
Feature | Web3 Mastercard® | Prezzy Cards | Activ Visa eGiftcard | True Rewards Visa |
---|---|---|---|---|
Buy with Crypto | ✅ Yes | ✅ Yes | ✅ Yes | ✅ Yes |
Physical Card | ❌ No | ✅ Yes | ❌ No | ❌ No |
Virtual Card | ✅ Yes | ✅ Yes | ✅ Yes | ✅ Yes |
Reloadable | ✅ Yes | ❌ No | ❌ No | ❌ No |
Purchase as a Gift | ❌ No | ✅ Yes | ✅ Yes | ✅ Yes |
Apple Pay Compatible | ✅ Yes | ✅ Yes | ✅ Yes | ✅ Yes |
Google Pay Compatible | ✅ Yes | ✅ Yes | ✅ Yes | ✅ Yes |
Shop instore and Online | ✅ Yes | ✅ Yes | ✅ Yes | ✅ Yes |
Max Top-Up Limit | *$5000 USD per day | $5000 NZD | $1000 AUD | $2500 AUD |
Card Issuing Fees | None | $5.50 NZD | $4.95 AUD | $3.95 AUD |
Currency Conversion Fees | 1.5% | 3.5% | 3.5% | 3% |
Delivery Timeframe | 10 mins | 1-7 days | 24-48 hours | 1 hour |
Availability (NZ/AUS) | NZ & AUS | NZ Only | AUS Only | AUS Only |
Re-loadable Debit Card
Looking to buy a single-load prepaid debit card? Buy in-app via our SHOP menu
Prezzy, True Rewards, Activ Visa eGiftcard

Choose the card that is right for you
Re-loadable Debit Card
Pay It Now Web3 Mastercard®
Feature | Web3 Mastercard® |
---|---|
Buy with Crypto | ✅ Yes |
Physical Card | ❌ No |
Virtual Card | ✅ Yes |
Reloadable | ✅ Yes |
Purchase as a Gift | ❌ No |
Apple Pay Compatible | ✅ Yes |
Google Pay Compatible | ✅ Yes |
Instore and Online Spending | ✅ Yes |
Max Top-Up Limit | *$5000 USD per day |
Card Issuing Fees | None |
Transaction Fee | 1.5% |
Delivery Timeframe | 10 mins |
Availability | NZ & AUS |
Single Load Debit Cards
Prezzy, True Rewards, Activ Visa eGiftcard
Feature | Prezzy Cards | Activ Visa eGiftcard | True Rewards Visa |
---|---|---|---|
Buy with Crypto | ✅ Yes | ✅ Yes | ✅ Yes |
Physical Card | ✅ Yes | ❌ No | ❌ No |
Virtual Card | ✅ Yes | ✅ Yes | ✅ Yes |
Reloadable | ❌ No | ❌ No | ❌ No |
Purchase as a Gift | ✅ Yes | ✅ Yes | ✅ Yes |
Apple Pay Compatible | ✅ Yes | ✅ Yes | ✅ Yes |
Google Pay Compatible | ✅ Yes | ✅ Yes | ✅ Yes |
Instore and Online Spending | ✅ Yes | ✅ Yes | ✅ Yes |
Max Top-Up Limit | $5000 NZD | $1000 AUD | $2500 AUD |
Card Issuing Fees | $5.50 NZD | $4.95 AUD | $3.95 AUD |
International Currency Conversion Fee | 3.5% | 3.5% | 3% |
Delivery Timeframe | 1-7 days | 24-48 hours | 1 hour |
Availability | NZ Only | AUS Only | AUS Only |
Looking to buy a single-load prepaid debit card? Buy in-app via our SHOP menu
Web3 Mastercard® - Now available on the PIN Network App
If you can’t use the Play Store, download the Android app APK

Terms and Conditions: https://payitnow.io/terms-and-conditions
Product Disclosure Statement: https://payitnow.io/tos-web3mastercard
Disclaimer: The Web3 Mastercard® is issued by Immersve (ABN 93 658 192 057, AFSL No. 545925) and distributed by Takeoff Media Limited (Authorized Representative No. 1313795), an authorized representative of Immersve. Immersve and Takeoff Media are not related entities.
Value is loaded onto the Card by depositing assets from your App wallet, which Takeoff Media may exchange for USDC at the displayed rate. The Card’s Available Balance consists only of USDC and does not earn interest. The Card is not a credit or debit card and is not linked to a separate account. Transactions convert USDC to the relevant currency at the time of purchase.
The available balance is held by Takeoff Media and can be withdrawn back to your App wallet. *The Card has transaction limits of USD $20,000 daily and USD $100,000 yearly, with value load limits of USD $5,000 daily and USD $100,000 yearly. Activation requires completing on-boarding and identity verification.
FAQ’s
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Ensure your app is up to date via Google Play or the iOS App Store. Then, navigate to the Cards section in the bottom menu and apply for a card through the Immersve card screen. Once your card is created, you’ll need to activate your account, which requires an additional KYC process through our card provider. After approval, you’ll be able to top up, generate, and start using your Web3 Mastercard.
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Currently, the card is available to PIN users in New Zealand and Australia. We are working with our card provider to expand into other regions, including the U.S. and Europe.
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Since our Web3 Mastercard is managed by a third-party provider, an additional KYC process is required. This process is seamless and similar to the initial KYC verification you completed when signing up for the PIN Network. You only need to complete this once to unlock all Web3 Mastercard features.
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Yes! The Pay It Now Web3 Mastercard is fully digital and works with both Google Pay and Apple Pay.
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There are no fees to apply for a Web3 Mastercard - no card issuance fees or annual fees. However, currency conversion fees may apply when topping up your card, along with transaction fees when spending. Please refer to our [FEES page] for more details.
For more please visit our FAQ Page