Introducing New Zealand’s first Crypto backed Mastercard®

Black background with white and purple text and logos for R with 'Pay It Now' and 'Immersve' separated by a vertical line.
PIN Network App displaying digital wallet app with a Web3 Mastercard and recent transactions, positioned next to a physical blue card with a hexagonal pattern and Mastercard logos.

Introducing New Zealand’s first Crypto Backed Mastercard®

PIN Network App displaying a digital wallet app with a Mastercard virtual card, and a physical Mastercard credit card floating above. The app shows a balance of 154.41 USD and recent transactions.
Logo of Pay It Now on the left and Immersve on the right, separated by a vertical line, on a black background.
Outline map of Australia and New Zealand with blue borders on black background.
Digital Mastercard credit card with a dark blue geometric design and the words 'Pay It Now' in the top left corner.

Maximum daily and annual limits apply. See FAQ’s for more info

Five credit cards with a blue digital design and the Mastercard logo, fanned out randomly with the text 'Pay It Now' on each.
A digital illustration of various cryptocurrency coins in gold and black colors, including Bitcoin, Ethereum, and others, with circuit-like details and binary code around the edges.

Now available in New Zealand and Australia

We've partnered with Immersve to bring you Web3 Mastercards - seamlessly integrated into the PIN Network App. Do more with your digital assets and enjoy the convenience of a reloadable prepaid debit card, powered by Immersve and secured by Mastercard’s global network.

Reload Anytime from your PIN Wallet

A rocket with a Bitcoin coin as the nose cone launching through clouds of smoke and fire against a black background.

The Pay It Now Web3 Mastercard® is designed for convenience - use, reload, and repeat. Top up from your PIN Wallet balance and save on card issuing fees compared to single-load cards.

PIN Network App displaying a digital credit card and options to add to Apple Wallet, set or edit PIN, or cancel the card in a banking app.

Top up using any supported Cryptocurrency

Choose from 50+ digital assets, including BTC, ETH, SOL, USDT, TRX, BNB, and many more - directly from your PIN Wallet. Load your card balance in-app with just a tap of a button!

See full list of available currencies

Now available in New Zealand and Australia

Outline map of Australia and New Zealand.
A blue digital-style Mastercard credit card with hexagonal grid patterns and glowing dots, displaying the text "Pay It Now" and the Mastercard logo.

We've partnered with Immersve to bring you Web3 Mastercards - seamlessly integrated into the PIN Network App. Do more with your digital assets and enjoy the convenience of a reloadable prepaid debit card, powered by Immersve and secured by Mastercard’s global network.

Reload anytime from your PIN Wallet

PIN Network App showing digital wallet app with a virtual Mastercard, options to add to Apple Wallet, set or edit PIN, and cancel card.
A digital illustration of a Bitcoin coin with a rocket-like exhaust trail, symbolizing a Bitcoin rocket launch.

The Pay It Now Web3 Mastercard® is designed for convenience - use, reload, and repeat. Top up from your PIN Wallet balance and save on card issuing fees compared to single-load cards.

Maximum daily and annual limits apply. See our FAQ’s for more info

Top up using any supported Cryptocurrency

Five credit cards with blue digital designs and Mastercard logo, arranged in a circle on a black background.
A row of digital representations of various cryptocurrency logos, including Monero, Shield, Cardano, Dash, Bitcoin, Ethereum, and others, depicted with black and gold colors.

Choose from 50+ digital assets, including BTC, ETH, SOL, USDT, TRX, BNB, and many more - directly from your PIN Wallet. Load your card balance in-app with just a tap of a button!

See full list of available currencies

Person holding a smartphone with a digital wallet app, above a contactless payment terminal on a wooden surface.
A person paying with a card reader while another person holds a smartphone at an outdoor cafe table with croissants and coffee.
Icon of a globe and a credit card
Icon of two overlapping credit cards
Icon of a smartphone with a credit card overlapping it
Icon of a hand holding a dollar coin
Mastercard and Google Pay logos

Create multiple virtual cards

Generate additional cards on the go - personalize each with a unique name, use them as needed, and cancel them at anytime.

Manage your card directly in-app

Monitor transactions, control your balance, and cancel cards effortlessly - all within the convenience of the PIN Network App.

Withdraw funds at anytime

Seamlessly move funds from your card balance back to your wallet - reinvest or withdraw to your bank account whenever you need.

Contactless payments - Just tap and go

The Pay It Now Web3 Mastercard® is a virtual card designed for effortless digital payments. Easily add it to Google Wallet on your mobile device and enjoy the convenience of contactless transactions at any participating merchant using Google Pay.

Spend anywhere Mastercard® is accepted.

Spend globally instore on online at more than 25 Million locations worldwide

A person making a contactless payment with a credit card via a smartphone at a table with two plates of desserts and a disposable coffee cup.
Person making a contactless payment with a card reader at a cafe, while another person holds a smartphone nearby. On the table, there is a croissant on a wooden tray, a fork, and a cup of coffee.

Spend anywhere Mastercard® is accepted.

Blue Digital Clock displaying 4:00

Spend globally instore on online at more than 25 Million locations worldwide

Generate additional cards on the go - personalize each with a unique name, use them as needed, and cancel them at anytime.

Icon of two overlapping credit cards in blue outline

Create multiple virtual cards

Manage your card directly in-app

Icon of a smartphone with a credit card overlapping it

Monitor transactions, control your balance, and cancel cards - all within the convenience of the PIN Network App.

Seamlessly move funds from your card balance back to your wallet - reinvest or withdraw to your bank account whenever you need.

Blue icon of a computer monitor with a keyboard

Withdraw funds at anytime

Person making a contactless payment with a smartphone at a point of sale terminal.

Contactless payments - Just tap and go

The Pay It Now Web3 Mastercard® is a virtual card designed for effortless digital payments. Easily add it to Google Wallet on your mobile device and enjoy the convenience of contactless transactions at any participating merchant using Google Pay.

Mastercard logo next to Google Pay logo, both on a black background.
A person making a contactless payment with a smartphone and card reader at a table with desserts and drinks.
Smartphone and smartwatch displaying a digital Mastercard for contactless payment with a checkmark and 'Done' message showing successful transaction.

Introducing Apple Pay®. Your iPhone is now your wallet.

With Apple Pay, you can pay quickly and easily with your Pay It Now Web3 Mastercard® right from your iPhone or Apple Watch

A person sitting in a room with a dog on their lap, holding a book or tablet, with a fireplace in the background.

Introducing Apple Pay®. Your iPhone is now your wallet.

An iPhone displaying a digital credit card with the name John M Cardholder, Mastercard logo, and expiration date, and a smartwatch showing a confirmation screen with a checkmark and the word "Done." Both screens are part of a mobile payment app.

With Apple Pay, you can pay quickly and easily with your Pay It Now Web3 Mastercard® right from your iPhone or Apple Watch

Pay it Now logo on the left and Apple Pay logo on the right, separated by a vertical line, on a black background.
Smartphone screen showing the Immersve app welcome page with a graphic of floating cards and a phone, a checkbox for terms of use, and navigation icons at the bottom.

Get started: How to apply for your Web3 Mastercard®

Step 1

Tap “Cards” in the bottom menu bar to set up your Immersve card profile.

Smartphone showing a digital wallet app with a US dollar card balance of $0.00, no available cards, and no recent transactions. Navigation bar at the bottom with icons for Home, Cards, Shop, and Settings.

Step 2

Activate your card account to start spending. The process is quick, seamless, and requires just a few minutes for additional KYC.

A smartphone displaying a digital wallet app with a card balance of 150.1 USDC and an estimated 257.84 NZD. The app shows options to add funds or withdraw, and a prepaid Mastercard with the name John M Cardholder. Navigation icons are at the bottom for Home, Cards, Center, Shop, and Settings.

Step 3

Once your account is approved, you can ‘Add Funds’ to your card and start spending!

To apply for a virtual prepaid Web3 Mastercard, you must meet our eligibility requirements outlined in the General Terms of Use, including additional KYC verification. We collect certain information to comply with AML legislation and handle all data in accordance with Immersve’s Privacy Policy.

Get started:

How to apply for your Web3 Mastercard®

Mobile app screen showing the welcome page for Immersve with a logo, a checkbox to agree to terms, and a 'Continue' button, with navigation icons at the bottom for Home, Cards, Shop, and Settings.

Step 1

Tap “Cards” in the bottom menu bar to set up your Immersve card profile.

A smartphone screen showing a mobile app with a digital wallet interface. The app displays the user's card balance as 0 USDC, with options to activate the account and view cards and transactions. The navigation menu at the bottom includes icons for Home, Cards, Shop, and Settings.

Activate your card account to start spending. The process is quick, seamless, and requires just a few minutes for additional KYC.

Step 2

Mobile app screen showing digital wallet with a card balance of 150.1 USD, options to add funds or withdraw, and a Mastercard prepaid card.

Step 3

Once your account is approved, you can ‘Add Funds’ to your card and start spending!

To apply for a virtual prepaid Web3 Mastercard®, you must meet our eligibility requirements outlined in the General Terms of Use, including additional KYC verification. We collect certain information to comply with AML legislation and handle all data in accordance with Immersve’s Privacy Policy.

Choose the card that is right for you

A digital rendering of a contactless payment card beside a smartphone displaying a payment app with the card details on the screen.

Pay It Now Web3 Mastercard®

Four Visa prepaid cards displayed on black platforms: a green ACTIVE card with gift box design, a red Prezzy card with cracked glass design, a dark blue card with holographic circle pattern, and a black card with a blue honeycomb pattern.

Single Load Debit Cards

Feature Web3 Mastercard® Prezzy Cards Activ Visa eGiftcard True Rewards Visa
Buy with Crypto ✅ Yes ✅ Yes ✅ Yes ✅ Yes
Physical Card ❌ No ✅ Yes ❌ No ❌ No
Virtual Card ✅ Yes ✅ Yes ✅ Yes ✅ Yes
Reloadable ✅ Yes ❌ No ❌ No ❌ No
Purchase as a Gift ❌ No ✅ Yes ✅ Yes ✅ Yes
Apple Pay Compatible ✅ Yes ✅ Yes ✅ Yes ✅ Yes
Google Pay Compatible ✅ Yes ✅ Yes ✅ Yes ✅ Yes
Shop instore and Online ✅ Yes ✅ Yes ✅ Yes ✅ Yes
Max Top-Up Limit *$5000 USD per day $5000 NZD $1000 AUD $2500 AUD
Card Issuing Fees None $5.50 NZD $4.95 AUD $3.95 AUD
Currency Conversion Fees 1.5% 3.5% 3.5% 3%
Delivery Timeframe 10 mins 1-7 days 24-48 hours 1 hour
Availability (NZ/AUS) NZ & AUS NZ Only AUS Only AUS Only

Re-loadable Debit Card

Looking to buy a single-load prepaid debit card? Buy in-app via our SHOP menu

Prezzy, True Rewards, Activ Visa eGiftcard

Visit SHOP

Choose the card that is right for you

Re-loadable Debit Card

A dark blue digital credit card with a background of hexagon patterns, displayed on a gray pedestal, next to a smartphone showing a digital wallet app with the same card, featuring options to add to Apple Wallet, set or edit PIN, or cancel the card.

Pay It Now Web3 Mastercard®

Feature Web3 Mastercard®
Buy with Crypto ✅ Yes
Physical Card ❌ No
Virtual Card ✅ Yes
Reloadable ✅ Yes
Purchase as a Gift ❌ No
Apple Pay Compatible ✅ Yes
Google Pay Compatible ✅ Yes
Instore and Online Spending ✅ Yes
Max Top-Up Limit *$5000 USD per day
Card Issuing Fees None
Transaction Fee 1.5%
Delivery Timeframe 10 mins
Availability NZ & AUS

Single Load Debit Cards

Four different Visa prepaid cards are displayed on black podiums. The green card on the left has a gift box design and the words "ACTIVE" on it. The second card from the left is red with a crackled glass design and the words "Prezzy Card". The third card is black with a card number and the words "Pay It Now". The card on the right is black with a glowing crypto symbol and the words "Pay It Now".

Prezzy, True Rewards, Activ Visa eGiftcard

Feature Prezzy Cards Activ Visa eGiftcard True Rewards Visa
Buy with Crypto ✅ Yes ✅ Yes ✅ Yes
Physical Card ✅ Yes ❌ No ❌ No
Virtual Card ✅ Yes ✅ Yes ✅ Yes
Reloadable ❌ No ❌ No ❌ No
Purchase as a Gift ✅ Yes ✅ Yes ✅ Yes
Apple Pay Compatible ✅ Yes ✅ Yes ✅ Yes
Google Pay Compatible ✅ Yes ✅ Yes ✅ Yes
Instore and Online Spending ✅ Yes ✅ Yes ✅ Yes
Max Top-Up Limit $5000 NZD $1000 AUD $2500 AUD
Card Issuing Fees $5.50 NZD $4.95 AUD $3.95 AUD
International Currency Conversion Fee 3.5% 3.5% 3%
Delivery Timeframe 1-7 days 24-48 hours 1 hour
Availability NZ Only AUS Only AUS Only

Looking to buy a single-load prepaid debit card? Buy in-app via our SHOP menu

Visit SHOP

Web3 Mastercard® - Now available on the PIN Network App

Download IOS
Download Android

If you can’t use the Play Store, download the Android app APK

Product Disclosure Statement: https://payitnow.io/tos-web3mastercard

Disclaimer: The Web3 Mastercard® is issued by Immersve (ABN 93 658 192 057, AFSL No. 545925) and distributed by Takeoff Media Limited (Authorized Representative No. 1313795), an authorized representative of Immersve. Immersve and Takeoff Media are not related entities.

Value is loaded onto the Card by depositing assets from your App wallet, which Takeoff Media may exchange for USDC at the displayed rate. The Card’s Available Balance consists only of USDC and does not earn interest. The Card is not a credit or debit card and is not linked to a separate account. Transactions convert USDC to the relevant currency at the time of purchase.

The available balance is held by Takeoff Media and can be withdrawn back to your App wallet. *The Card has transaction limits of USD $20,000 daily and USD $100,000 yearly, with value load limits of USD $5,000 daily and USD $100,000 yearly. Activation requires completing on-boarding and identity verification.

FAQ’s

  • Ensure your app is up to date via Google Play or the iOS App Store. Then, navigate to the Cards section in the bottom menu and apply for a card through the Immersve card screen. Once your card is created, you’ll need to activate your account, which requires an additional KYC process through our card provider. After approval, you’ll be able to top up, generate, and start using your Web3 Mastercard.

  • Currently, the card is available to PIN users in New Zealand and Australia. We are working with our card provider to expand into other regions, including the U.S. and Europe.

  • Since our Web3 Mastercard is managed by a third-party provider, an additional KYC process is required. This process is seamless and similar to the initial KYC verification you completed when signing up for the PIN Network. You only need to complete this once to unlock all Web3 Mastercard features.

  • Yes! The Pay It Now Web3 Mastercard is fully digital and works with both Google Pay and Apple Pay.

  • Its free (for a limited time) to apply for a Web3 Mastercard - no card issuance fees or annual fees. However, currency conversion fees may apply when topping up your card, along with potential transaction fees. Please refer to our [FEES page] for more details.

For more please visit our FAQ Page