SHOP with crypto: Gift cards, prepaid Visa & Mastercard debit cards — exclusively in the Pay It Now app
1) Why Buy Gift Cards with Crypto?
Crypto as an investment is one thing; spending it should be simple. Buying gift cards with crypto is one of the most reliable, low-friction ways to convert digital assets into everyday purchases — online subscriptions, groceries, travel, or physical store shopping — without pulling out a bank card or waiting for a fiat settlement. Customers appreciate instant delivery, global brand access, and fewer payment steps compared with bank transfers or card top-ups. Big specialist platforms (and apps like Pay It Now) make this experience instant and familiar.
Market context: Digital gift cards are a fast-growing category worldwide — the digital gift card market continues to expand strongly, driven by e-commerce and mobile-first behaviours. If you’re deciding whether to add gift-card spending to your crypto toolkit, the market tailwinds make it a sensible choice.
2) How Pay It Now (PIN) works — the SHOP menu explained
Pay It Now bundles multi-currency crypto spending, gift cards, and prepaid Visa/Mastercard debit card options inside a single mobile app. From the SHOP menu you can:
Browse and buy brand gift cards (local and international).
Load prepaid Visa or Mastercard debit cards that spend wherever cards are accepted.
Convert crypto to a gift card or a prepaid card instantly — the app handles the conversion and delivery.
This full-stack approach is available inside the PIN Network App’s SHOP menu — which is what makes PIN different from plain wallet apps: it’s built for spending, not just holding.
3) Gift cards vs. prepaid Visa/Mastercard — which should you choose?
Both have strengths:
Gift cards
Best for specific merchants (e.g., supermarkets, streaming services, retailers).
Often delivered instantly to your email or app.
No KYC reloads required for small values in many cases (depends on merchant / local rules).
Lower ongoing fees in many platforms — ideal for one-off purchases or gifting.
Prepaid Visa/Mastercard debit cards
Accepted anywhere Visa/Mastercard is accepted (online & in-store).
Good for everyday spend and budgeting — acts like a regular card funded from crypto.
May include reload limits, occasional issuance fees, or KYC requirements for higher limits.
If you want targeted merchant value (e.g., petrol, groceries), a gift card is often cheaper and faster. For flexible everyday spending, a prepaid Visa/Mastercard is the better option.
4) Step-by-step: How to Buy Gift Cards with Crypto in Pay It Now
Download the app & sign up — search “Pay It Now” or visit payitnow.io for download links. (Tip: if you’re searching for wallets or on-device security, also look up how to Download Crypto Wallet NZ to compare options before moving large balances.)
Open the SHOP menu — you’ll see gift cards, prepaid card options, and any rewards or promos.
Choose the gift card brand or prepaid card you want to buy. Enter the amount.
Select your crypto — PIN supports multi-currency spending and converts at checkout. Confirm the crypto wallet or in-app wallet you’ll spend from.
Confirm & complete — transactions are recorded, and gift cards are typically delivered instantly to your email or in-app wallet. Prepaid cards follow the card issuance or reload process PIN specifies.
5) Security, fees and compliance — what to expect
Security: Pay It Now combines app-level protections and blockchain settlement — purchases are traceable on-chain while personal data is handled according to NZ law and PayItNow’s policies. For business or higher-value uses, PIN offers extra compliance steps.
Fees: Fee structures vary by product (gift card markup, card issuance or reload fees). Pay It Now positions itself as competitive for NZ users; check the app’s SHOP product page at checkout for exact fees.
Compliance: Expect standard KYC for card issuance or large amounts. Buying modest-value gift cards usually requires less identity friction, but regulatory rules can change — PIN keeps documentation and support pages up to date.
6) Real use cases and money-saving tips
Gifting fast: Send a retailer gift card to friends/family instantly — no bank details required.
Budgeting: Use prepaid cards funded by crypto to limit monthly spend.
International shoppers: Use gift cards from global brands (bookings, travel, streaming) to avoid FX and card-blocking issues. Bitrefill and other marketplaces show the range of brands commonly available to crypto buyers.
Tips to save:
Compare gift-card offers vs. direct card reloads — sometimes gift cards carry merchant promos.
Watch the app for limited-time discounts in the SHOP menu.
Keep small daily spending in stablecoins to limit volatility between purchase and use.
7) Author & review box
Author: Senior Payments Writer — 10 years in crypto payments, treasury solutions, and merchant integrations.
Reviewed by: Pay It Now Product & Compliance Team.
Company: Pay It Now NZ LTD (PayitNow)
Address: Unit 3/38b Birmingham Drive, Middleton, Christchurch 8024, New Zealand.
Phone: +64 3 925 8870
Email: [email protected] / [email protected]
Website: https://payitnow.io.
FAQ
Q: Can I buy gift cards with Bitcoin in PIN?
A: Yes — PIN supports multi-currency spending and lets you use popular cryptocurrencies to buy gift cards inside the app. Check the SHOP menu for supported coins.
Q: Is it instant?
A: Gift cards are normally delivered instantly; prepaid card issuance or physical card delivery can take longer depending on KYC and postage.
Q: Where is Pay It Now based?
A: Pay It Now NZ LTD operates from Unit 3/38b Birmingham Drive, Middleton, Christchurch 8024, New Zealand. Phone: +64 3 925 8870.
